With MEL Kim
Investment real estate you can Buy Positive Cash Flow Homes. Finding great income generating properties throughout the country. We do all the homework for our clients and locate single family properties that will cash flow in the rental arena. Our goal is to provide quality investment homes to our clients that are in a price range in which they can be purchased with a small loan amount or even all cash. Where else can you purchase a home for $32,000 that is fully renovated and with tenant some properties are qualified for government rental help such as section 8 and can bring in more then $1200 per month. If you are tired of being upside down in your investment properties and need a few income generating rental homes that will offset your costs, then MEL KIM Investment real estate Positive Cash Flow Homes is the resource for you!!

We are a one stop shop!! Not only do we provide quality investment properties, but we provide the following services to make your purchase as easy and smooth as possible:

When you buy an investment property from MEL Kim Investment real estate, it is a hassle free purchase because we do all the work for you!! Our property managers, in most cases, have your investment homes rented before you ever close escrow. If you’re interested in purchasing income generating properties, then kick back, relax and let Positive Cash Flow Homes go to work for you

We sell high quality, turn-key, high cash flowing
properties with built-in equity. Our service allows the savvy investor to purchase a property with high cash flow and equity, maximizing their portfolio and minimizing the normal headaches that accompany being a landlord.

There is no better time than now to invest in real estate. The incredibly low prices due to the foreclosure boom now allow investors to purchase property for less than before. This creates better cash flow and long term capital appreciation. Volatility in the stock market makes investing on Wall Street trickier and riskier than ever before. This makes investing in real estate the best way to increase income, build wealth and achieve long term financial security and independence. However, it is not easy…..

We invite you to see why we are the USA leader in investment property. With over 1500 properties sold and a nearly 85% return buyer rate, come see how we can assist you in your journey to building wealth through investing in real estate.

There is no better time than now to invest in real estate. The incredibly low prices due to the foreclosure boom now allow investors to purchase property for less than before. This creates better cash flow and long term capital appreciation. Volatility in the stock market makes investing on Wall Street trickier and riskier than ever before. This makes investing in real estate the best way to increase income, build wealth and achieve long term financial security and independence. However, it is not easy…..

Investment real estate you can Buy Positive Cash Flow Homes. Finding great income generating properties throughout the country. We do all the homework for our clients and locate single family properties that will cash flow in the rental arena. Our goal is to provide quality investment homes to our clients that are in a price range in which they can be purchased with a small loan amount or even all cash. Where else can you purchase a home for $32,000 that is fully renovated and with tenant some properties are qualified for government rental help such as section 8 and can bring in more then $1200 per month. If you are tired of being upside down in your investment properties and need a few income generating rental homes that will offset your costs, then MEL KIM Investment real estate Positive Cash Flow Homes is the resource for you!!

We are a one stop shop!! Not only do we provide quality investment properties, but we provide the following services to make your purchase as easy and smooth as possible:

When you buy an investment property from MEL Kim Investment real estate, it is a hassle free purchase because we do all the work for you!! Our property managers, in most cases, have your investment homes rented before you ever close escrow. If you’re interested in purchasing income generating properties, then kick back, relax and let Positive Cash Flow Homes go to work for you

We invite you to see why we are the USA leader in investment property. With over 1500 properties sold and a nearly 85% return buyer rate, come see how we can assist you in your journey to building wealth through investing in real estate.

This translates into 5 to 6 figure profits for each transaction.
The homes selected for this program are new or in excellent condition, in nice neighborhoods and have a qualify tenants with a lease in place. and with a management team to take care of the home on your behalf.
Section 8 Tenant on a New One Year Lease @ $1350 a Month- Massive Cash Flow on this One!!
Appraised value $165,000
Price and loan amount $105,000 (instant equity $60,000)
Cash in your pocket at closing $5250
Money out of your pocket $0.00
Stories: 1.5
Beds: 5 Baths: 2 Sq. Ft.: 1,800  

Your benefits as a Credit investor…
* No money out of your pocket. NEVER (not for down payment and not for closing cost)
* instant equity of 25% to 45% ($25000 to $80,000)
* instant cash at closing for you to spend freely ($5,000 to $30,000)
* Huge 5 to 6 figure profits for each transaction
* Positive income every month
* All tax benefits
* 100% of all the Maintenance, Tax, Management and Mortgage payment are cover from the rent.
* 100% of all Net Operating Income
* 100% of the future appreciation
* 100% of Principal Paydown
* Investment fully secured by property
* Great management team to deal with tenants and maintenance
* One Year Home Warranty.
* One Year management FREE.
The loan to the Credit investor for that purchase is a full doc. Minimum credit scores are presently 700+.
For more information please e-mail to above address with your name, phone number and your credit score.

In today’s harsh economic climate, speculative real estate investing can lead to financial disaster. We do not sell appreciation or speculation. These investment properties are designed to provide long term income as high cash flowing investments. You will not see the value of these properties skyrocket in the next several years but, you will not see dramatic value drops either. The boom/bust bubble market is not in play in Florida and New York. This allows for very low risk investment opportunities.
There is no better time than now to invest in Real Estate. The incredibly low prices due to the foreclosure boom now allows investors to purchase property for less then before. This creates better cash flow and long term capital appreciation. Volatility in the stock market makes investing on Wall St trickier and riskier than ever before. Even traditionally safer, lower risk investment vehicles such as CDs and Treasury Notes can be perilous in today’s market. This makes investing in real estate the best way to increase income, build wealth and achieve long term financial security and independence. However, it is not easy…..

We specialize in Dealing with Out of Area Investors…….

It is difficult, if not impossible, for an out of area investor to locate, rehab, rent and manage property effectively. Just finding a property in a good neighborhood is tricky enough if you are unfamiliar with the area. Couple this with finding an honest contractor, coordinating the rehab work , finding a reliable and honest property manager and dealing with other service professionals and you can see how daunting a task this truly is. You could purchase a property unknowingly in a bad neighborhood, spend tens of thousands on repairs, shuttle bad tenants in and out and learn a very hard (and expensive) lesson.

Our entire business is based on keeping our clients out of these types of situations. Our Properties are all in the better neighborhoods of the City. We urge you to check out the Our Rehab Process page for more on our philosophy regarding the repair work we do. The Our Investment Pros page will introduce you to our proven Property Management Teams as well as our other service professionals.

Another service we provide for our customers is our Preferred Lender Program.

We do as much of the legwork for you as possible by working with many different lenders and staying on top of the ever-changing mortgage programs and underwriting guidelines in today’s market. We promise to find you the best interest rates, and the lowest loan costs that are available today. Interest rates are at a 40-Year low. Take advantage of these great rates now!!

In addition, our customer service before, during and, especially after the sale is unparallel in the industry. Our goal is to build a long term relationship with each of our clients. We realize that our success is contingent on your success in investing through us.

We urge you to see why we are Florida and New York’s leader in Investment Property Sales. With over 770 properties sold and a nearly 80% return buyer rate, come see how we can assist you in your journey to building wealth through investing in real estate.

Please give us a call, send us an email or use one of the special forms on our website to request any additional information. Have a great day and thanks for visiting!!

Search Florida Real Estate Investment Properties For Sale in Miami, Jacksonville, Sarasota, West Palm Beach, Boca Raton, Hollywood, Fort Lauderdale, Saint Petersburg, Miami Beach, Fort Myers, Homestead, Spring Hill, Boynton Beach, Delray Beach, Saint Augustine, Naples, Lake Worth, Cape Coral, Pompano Beach, Port Saint Lucie, Hialeah, North Miami Beach, Brooksville, Bradenton, Pensacola, Ocala, Marco Island, Stuart, Clearwater, Palm Beach Gardens, Hallandale, Ponte Vedra Beach, Lehigh Acres, Jupiter, Saint Johns, Orange Park, Palm City, Longboat Key, Fort Pierce, North Fort Myers, Jacksonville Beach, Punta Gorda, Seminole, Palm Harbor, Venice, Aventura, Middleburg, Largo, Sunny Isles Beach, Tampa, Tarpon Springs, Fort Myers Beach, Fleming Island, Coral Gables, Bonita Springs, New Port Richey, Sanibel, Opa Locka, Miramar, and Key Biscayne Florida

Looking for Investment Opportunities? We have Income Properties …

Excellent Positive Cash Flow Income Property in Florida, Connecticut, New York and beyond

We offer Positive Property Management:

Our properties gives you the power to be financially comfortable with NO money out of your pocket. This translates into 5 to 6 figure profits for each transaction.
The homes selected for this program are new or in excellent condition, in nice neighborhoods and have a qualify tenants with a lease in place. and with a management team to take care of the home on your behalf.
Section 8 Tenant on a New One Year Lease @ $1350 a Month- Massive Cash Flow on this One!!
Appraised value $165,000
Price and loan amount $105,000 (instant equity $60,000)
Cash in your pocket at closing $5250
Money out of your pocket $0.00
Stories: 1.5
Beds: 5 Baths: 2 Sq. Ft.: 1,800

 Your benefits as a Credit investor…
* No money out of your pocket. NEVER (not for down payment and not for closing cost)
* instant equity of 25% to 45% ($25000 to $80,000)
* instant cash at closing for you to spend freely ($5,000 to $30,000)
* Huge 5 to 6 figure profits for each transaction
* Positive income every month
* All tax benefits
* 100% of all the Maintenance, Tax, Management and Mortgage payment are cover from the rent.
* 100% of all Net Operating Income
* 100% of the future appreciation
* 100% of Principal Paydown
* Investment fully secured by property
* Great management team to deal with tenants and maintenance
* One Year Home Warranty.
* One Year management FREE.
The loan to the Credit investor for that purchase is a full doc. Minimum credit scores are presently 700+.
For more information please e-mail to above address with your name, phone number and your credit score.

Real estate with zero down? Why would a seller walk away from closing with nothing? They wouldn’t, and that brings an important point about real estate investing with no downpayment: The seller almost always needs to get cash at closing, but it doesn’t have to be YOUR cash.

Zero Down Example

I’m selling a rental property right now, with payments of $400/month. The buyer has good credit, and his $5,000 downpayment covers closing costs and even a foreclosure, if necessary. At this point, I don’t care where he gets the downpayment. A $6000 cash advance on a credit card for example, would cost him about $135 per month, and provide enough for the downpayment and his closing costs.

In this case, with rent around $600 per month, he’d be okay. In many cases, however, the extra $135 would cause negative cash-flow. However you do it, just be sure the numbers work. By the way, I would have accepted payments of $350, if he had asked, because it’s the price and the interest rate that are important to me.

More Zero Downpayment Methods

While some sellers (like myself) are able to offer terms and low downpayments, most need or want at least 70% of the price in cash. This means you need to think in terms of how to get a primary loan, then how to raise the money for the remainder. Some examples follow.

Some banks do “no doc” loans, meaning they don’t require verification of your income, source of downpayment, etc. They’ll generally loan 70% to 80% of the property value, so if the seller is willing to take a second mortgage from you for the other 20% to 30%, you’re in with no money down. The seller gets 70% or 80% now in cash, plus payments for years to come. You’ll have two payments, of course, so be sure that the numbers work.

You can borrow against your home or other property you own to come up with downpayment money. You can borrow from friends and family. You can borrow against your car if you owe nothing on it. If you borrow for a “vacation,” and leave whatever you don’t spend in your checking account for a while, you can use it without violating bankers rules about borrowing for a downpayment.

There are usually a few “note buyers” around, even in smaller towns. These investors buy land contracts, mortgage loans and other “notes” at a discount. Say a seller takes a purchase money mortgage from you for $100,000, for example. A note buyer might pay him $85,000 for it. How does that help you or him?

An example: A seller prices his property at $194,000, but expects to sell it for about $180,000. You offer $205,000 (making sure you’ll still get cash flow) in the form of a mortgage for $160,000, and another for

$50,000. You arrange for the sale of the first mortgage at closing for $136,000 to a note buyer. The seller gets $136,000 cash, plus payments from you on the second loan for $50,000. Notice this adds up to $186,000, which is more than he expected to get out of the deal.  

These are some of the ways you can buy with zero down. Real estate investing is about making a deal work for all parties. Find ways to get what you want, and get the seller what he wants. That’s more important than having large amounts of cash on hand.

If you are investing in single family homes, and want to do so with zero down, you may also want to read the article on

Our properties gives you the power to be financially comfortable with NO money out
of your pocket.

This translates into 5 to 6 figure profits for each transaction.
The homes selected for this program are new or in excellent condition, in nice neighborhoods
and have a qualify tenants with a lease in place. and with a management team to
take care of the home on your behalf.

Section 8 Tenant on a New One Year Lease @
$1350 a Month- Massive Cash Flow on this One!! Appraised value $165,000 Price and
loan amount $105,000 (instant equity $60,000) Cash in your pocket at closing $5250
Money out of your pocket $0.00

Stories: 1.5 Beds: 5 Baths: 2 Sq. Ft.: 1,800 
Your benefits as a Credit investor…

* No money out of your pocket. NEVER (not for
down payment and not for closing cost)

* instant equity of 25% to 45%
($25000 to $80,000) * instant cash at closing for you to spend freely ($5,000 to
$30,000)

* Huge 5 to 6 figure profits for each transaction

* Positive income every month * All tax benefits

* 100% of all the Maintenance, Tax, Management and Mortgage
payment are cover from the rent.

* 100% of all Net Operating Income * 100% of the
future appreciation * 100% of Principal Paydown

* Investment fully secured by property
* Great management team to deal with tenants and maintenance

* One Year Home Warranty.
* One Year management FREE.

The loan to the Credit investor for that purchase is a full doc. Minimum credit scores are presently 700+. For more information please
e-mail to above address with your name, phone number and your credit score.

Real Estate Investment, Secrets to Investing in Real Estate

  Your benefits as a Credit investor…
* No money out of your pocket. NEVER (not for down payment and not for closing cost)
* instant equity of 25% to 45% ($25000 to $80,000)
* instant cash at closing for you to spend freely ($5,000 to $30,000)
* Huge 5 to 6 figure profits for each transaction
* Positive income every month
* All tax benefits
* 100% of all the Maintenance, Tax, Management and Mortgage payment are cover from the rent.
* 100% of all Net Operating Income
* 100% of the future appreciation
* 100% of Principal Paydown
* Investment fully secured by property
* Great management team to deal with tenants and maintenance
* One Year Home Warranty.
* One Year management FREE.
The loan to the Credit investor for that purchase is a full doc. Minimum credit scores are presently 700+.
For more information please e-mail to above address with your name, phone number and your credit score.

Real estate with zero down? Why would a seller walk away from closing with nothing? They wouldn’t, and that brings an important point about real estate investing with no downpayment: The seller almost always needs to get cash at closing, but it doesn’t have to be YOUR cash.

Zero Down Example

I’m selling a rental property right now, with payments of $400/month. The buyer has good credit, and his $5,000 downpayment covers closing costs and even a foreclosure, if necessary. At this point, I don’t care where he gets the downpayment. A $6000 cash advance on a credit card for example, would cost him about $135 per month, and provide enough for the downpayment and his closing costs.

In this case, with rent around $600 per month, he’d be okay. In many cases, however, the extra $135 would cause negative cash-flow. However you do it, just be sure the numbers work. By the way, I would have accepted payments of $350, if he had asked, because it’s the price and the interest rate that are important to me.

More Zero Downpayment Methods

While some sellers (like myself) are able to offer terms and low downpayments, most need or want at least 70% of the price in cash. This means you need to think in terms of how to get a primary loan, then how to raise the money for the remainder. Some examples follow.

Some banks do “no doc” loans, meaning they don’t require verification of your income, source of downpayment, etc. They’ll generally loan 70% to 80% of the property value, so if the seller is willing to take a second mortgage from you for the other 20% to 30%, you’re in with no money down. The seller gets 70% or 80% now in cash, plus payments for years to come. You’ll have two payments, of course, so be sure that the numbers work.

You can borrow against your home or other property you own to come up with downpayment money. You can borrow from friends and family. You can borrow against your car if you owe nothing on it. If you borrow for a “vacation,” and leave whatever you don’t spend in your checking account for a while, you can use it without violating bankers rules about borrowing for a downpayment.

There are usually a few “note buyers” around, even in smaller towns. These investors buy land contracts, mortgage loans and other “notes” at a discount. Say a seller takes a purchase money mortgage from you for $100,000, for example. A note buyer might pay him $85,000 for it. How does that help you or him?

An example: A seller prices his property at $194,000, but expects to sell it for about $180,000. You offer $205,000 (making sure you’ll still get cash flow) in the form of a mortgage for $160,000, and another for

$50,000. You arrange for the sale of the first mortgage at closing for $136,000 to a note buyer. The seller gets $136,000 cash, plus payments from you on the second loan for $50,000. Notice this adds up to $186,000, which is more than he expected to get out of the deal. 

These are some of the ways you can buy with zero down. Real estate investing is about making a deal work for all parties. Find ways to get what you want, and get the seller what he wants. That’s more important than having large amounts of cash on hand.

If you are investing in single family homes, and want to do so with zero down, you may also want to read the article on

 REGISTER HERE NOW!

 How it works

 By Mel Kim, Founder of Mel Kim Realty Investments

 This is the perfect choice for passive real estate investors. Our program gives you the power to be “the bank”. This translates into 5 to 6 figure profits for each transaction with profit of 21.5 to 24.3% (see sample projection).

 The homes selected for this program are in good to excellent condition, in nice neighborhoods and do not require rehab.

 Most transactions are in the $75,000 to $500,000 range. 

 REGISTER HERE NOW!

 How it works…

 Buyers that are not yet credit ready to be approved for standard home purchase loans or just want to avoid the “red tape” associated with the regular mortgage process, can have a “Credit Partner” (credit investor) purchase the property for them. 

 The investor loan to the Credit Partner for that purchase can be full doc or stated. Minimum credit scores are presently 680. The Credit Partners need some verifiable liquid or semi-liquid assets for “reserves”  (bank deposits, stocks, bonds, mutual funds, retirement accounts, cash value of insurance or other). These funds only need to be verifiable and are not actually used. 

 Each property is resold by the Credit Partner using a Lease Purchase Agreement (or alternative), with a typically 3 year term. Closing costs are paid by the Buyers or a participating third party independent real estate investor (not the Credit Partner). Since you are not paying any closing costs, your cash-on-cash rate of return on investment skyrockets.

The buyer pays the mortgage payments for the Credit Partner’s investor loan (principal, interest, insurance, taxes and all other costs).

The Credit Partners receive an estimated 3.5% as an annual compensation/profit for the use of their credit plus an instant 11% cash/equity position (profit) at closing.

 “Credit Partners” if classified by mortgage companies as  “seasoned investors” can often participate in up to 10 or more transactions per year. 

 Closing costs are usually paid by a 3% seller contribution. Any amount exceeding the 3% is being immediately and fully reimbursed after closing.

 This provides a rare opportunity to invest into real estate. Magix Professional Network Members and other registered real estate investors will have both sellers and buyers ready for the transaction and arrange for the financing and Lease Purchase transaction. An experienced third party mortgage payment processing company functions as a collection and bill paying service for the applicant/buyer and Credit Partner.Your benefits as a Credit Partner… 

  REGISTER HERE NOW!

   • Huge 5 to 6 figure profits for each transaction

• Investment fully secured by property

• Applicant/end-buyer pays 10% cash down from their own funds

• Credit Partner receives all stated amounts net of all costs and fees

• Third Party payment processing for your protection

• Tax benefits (all or shared) 

• No management costs 

• 100% of all the Maintenance and Repair costs are paid by the end-buyer/lessee 

Depending on the Credit Partner’s particular credit an investor loan may be obtained for 80% or 90% of the purchase price.

 Credit Partners qualifying for 90% financing will realize a zero cash investment (since the Buyer contributes a 10% cash down payment) receiving a minimum of 11% in cash immediately after closing. The obvious benefit here is the immediate upfront cash profit.

 With a qualification for 80%, the Credit Partners need to pay 10% cash down (which will be combined with 10% from the end-buyer for a total 20% down payment). With the upfront compensation the Credit Partners realize a net zero cost investment (since the 10% down payment is fully recovered by payments to the Credit Partners after closing), receive a minimum of 1% cash at closing plus receive an immediate 10% equity position in the property. The benefit is an almost 13% higher profit over three years compared to the 90% financing.

 The following sample projections are based on a $300,000 property value.

1.

A typical transaction with 90% financing has the following profit points:

 Upfront compensation (at closing) 11% of 90% = $29,700

Annual additional compensation 3.5% (of 90%) = $ 9,450 with $787.50 monthly payments. Over 3 years that amounts to $28,350 (10.5%)

 Total = $58,050 = 193.5% based on 10% Credit Partner down payment over three years (21.5% based on 90% – 80% financing plus 10% down)

 2.

A typical transaction with 80% financing has the following profit points:

 Upfront compensation (at closing) 11% of 90% = $29,700 (1% compensation is cash, 10% is the equity interest which will be cashed out after 3 years)

 Annual additional compensation 3.5% (of 80%) = $ 8,400 with $700 monthly payments. Over 3 years that amounts to = $25,200 (10.5%)

Interest on 10% Credit Partner down payment (estimated at 12% per year) equals 1.2% of the transaction = $3,600 with $300 monthly payments, over 3 years 3.6% = $10,800

 Total = $65,700 = 219% based on 10% Credit Partner down payment over three years (24.3% based on 80% financing plus 10% down)

 Your benefits as a Credit investor…
* No money out of your pocket. NEVER (not for down payment and not for closing cost)
* instant equity of 25% to 45% ($25000 to $80,000)
* instant cash at closing for you to spend freely ($5,000 to $30,000)
* Huge 5 to 6 figure profits for each transaction
* Positive income every month
* All tax benefits
* 100% of all the Maintenance, Tax, Management and Mortgage payment are cover from the rent.
* 100% of all Net Operating Income
* 100% of the future appreciation
* 100% of Principal Paydown
* Investment fully secured by property
* Great management team to deal with tenants and maintenance
* One Year Home Warranty.
* One Year management FREE.
The loan to the Credit investor for that purchase is a full doc. Minimum credit scores are presently 700+.
For more information please e-mail to above address with your name, phone number and your credit score.

Real estate with zero down? Why would a seller walk away from closing with nothing? They wouldn’t, and that brings an important point about real estate investing with no downpayment: The seller almost always needs to get cash at closing, but it doesn’t have to be YOUR cash.

Zero Down Example

I’m selling a rental property right now, with payments of $400/month. The buyer has good credit, and his $5,000 downpayment covers closing costs and even a foreclosure, if necessary. At this point, I don’t care where he gets the downpayment. A $6000 cash advance on a credit card for example, would cost him about $135 per month, and provide enough for the downpayment and his closing costs.

In this case, with rent around $600 per month, he’d be okay. In many cases, however, the extra $135 would cause negative cash-flow. However you do it, just be sure the numbers work. By the way, I would have accepted payments of $350, if he had asked, because it’s the price and the interest rate that are important to me.

More Zero Downpayment Methods

While some sellers (like myself) are able to offer terms and low downpayments, most need or want at least 70% of the price in cash. This means you need to think in terms of how to get a primary loan, then how to raise the money for the remainder. Some examples follow.

Some banks do “no doc” loans, meaning they don’t require verification of your income, source of downpayment, etc. They’ll generally loan 70% to 80% of the property value, so if the seller is willing to take a second mortgage from you for the other 20% to 30%, you’re in with no money down. The seller gets 70% or 80% now in cash, plus payments for years to come. You’ll have two payments, of course, so be sure that the numbers work.

You can borrow against your home or other property you own to come up with downpayment money. You can borrow from friends and family. You can borrow against your car if you owe nothing on it. If you borrow for a “vacation,” and leave whatever you don’t spend in your checking account for a while, you can use it without violating bankers rules about borrowing for a downpayment.

There are usually a few “note buyers” around, even in smaller towns. These investors buy land contracts, mortgage loans and other “notes” at a discount. Say a seller takes a purchase money mortgage from you for $100,000, for example. A note buyer might pay him $85,000 for it. How does that help you or him?

An example: A seller prices his property at $194,000, but expects to sell it for about $180,000. You offer $205,000 (making sure you’ll still get cash flow) in the form of a mortgage for $160,000, and another for

$50,000. You arrange for the sale of the first mortgage at closing for $136,000 to a note buyer. The seller gets $136,000 cash, plus payments from you on the second loan for $50,000. Notice this adds up to $186,000, which is more than he expected to get out of the deal. 

These are some of the ways you can buy with zero down. Real estate investing is about making a deal work for all parties. Find ways to get what you want, and get the seller what he wants. That’s more important than having large amounts of cash on hand.

If you are investing in single family homes, and want to do so with zero down, you may also want to read the article on